In some areas, police authorities may respond to every accident scene. STOP Immediately and move only if it is safe to do so. What should I do at the scene of an accident? A. Read the policy thoroughly so you know what is covered and what is excluded.īack to Top What to Do If There Is an Accident Q. Use certified mail return receipt requested to verify receipt of your documents.īecome familiar with your automobile insurance policy so you will understand it before the need arises to file a claim. If changes are needed, send your request to your agent and or insurance company in writing and keep a copy. Make sure the information is correct and the coverage is what you purchased. It contains important information about the covered drivers, identifies the vehicles insured, as well as the coverage limits amounts and deductibles.
After you receive the policy, review the declaration page. When purchasing insurance, carefully review the application before signing to determine if the coverages, policy limits, and deductibles are suitable for your needs. This guide discusses what to do after an accident and what to expect when you file a claim with your insurance company.įor your convenience, an accident checklist is contained herein which can be kept in your vehicle for future reference. Whether it's a small "fender bender" or a major injury accident, knowing in advance what to do can help you avoid costly mistakes. Whenever you are in a vehicle, there's a risk of being involved in a traffic accident. Your rights under the Fair Claims Settlement Practices Regulationsĭriving on California's highways can be a risky proposition.
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